MemberPass®, powered by Bonifii™, is a digital ID held by credit union members that protect credit unions and their members from identity theft and fraud in all banking interactions, from call center authentication to lending to new account opening. MemberPass® is a simple, secure replacement for traditional knowledge-based interrogation contact centers employ today to authenticate members calling for call center services. MemberPass® seamlessly authenticates both, the member and the credit union to each other, in any call-in, drive-up or walk-in exchange, providing a consistent, frictionless experience across all channels.